Insights, News, Planning, Uncategorized

Supporting Teen Athlete Mental Health: A Parent’s Guide to Better Conversations

Supporting Teen Athlete Mental Health: A Parent’s Guide to Better Conversations
May 17, 2026
Youth sports can build confidence, discipline, teamwork, and resilience. But for many teen athletes, sports can also bring pressure, anxiety, burnout, fear of failure, and emotional stress. Between academics, social media, competition, scholarships, and performance expectations, today’s young athletes are carrying more mental weight than many parents realize. At Blanket Risk Management, we believe employee […]
benefits, Employee Wellness Programs, insurance, mental health, teens
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Accounting, Business Tips, Insights, Technology

Are you covered for how your product impacts users—not just how it performs?

Are you covered for how your product impacts users—not just how it performs?
March 29, 2026
Liability is evolving—and insurance needs to evolve with it. A recent jury verdict against Google and Meta is a strong signal of where things are heading. A Los Angeles jury found both companies liable for $3 million in damages, citing negligence in how their platforms were designed and a failure to warn users about potential […]
ai, technology
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Accounting, Business Tips, HR, Insights

Why Benefit Strategy Matters More Than Ever in Today’s Market

Why Benefit Strategy Matters More Than Ever in Today’s Market
September 30, 2025
In today’s competitive labor market, attracting and retaining top talent requires more than polished job postings or trendy perks. Increasingly, workers are reporting they feel “catfished” during the hiring process—promised one experience, but delivered another. According to Monster’s 2025 Career Catfishing Report, nearly eight in ten workers (79%) said they’ve encountered some form of misrepresentation […]
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Accounting, Business Tips, Consulting, HR, Insights, Startup, Team, Technology

Managing AI Agents: A Practical Playbook for HR & Benefits Leaders

ai technology - cyber risk insurance
September 21, 2025
AI isn’t just another tool landing in your tech stack—it’s a new class of “digital teammates.” The real question is no longer if AI will become part of your workforce, but how you’ll manage it responsibly. From training and performance calibration to accountability when things go wrong, these are management and risk challenges first—technology challenges […]
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Business Tips, Insights, Technology

Securing Cyber Insurance in the Wake of the TransUnion Breach

Blanket Risk Cyber Protection
September 2, 2025
On July 28, 2025, TransUnion disclosed a cyber incident tied to a third-party application used within its U.S. consumer operations. Although the breach was contained within hours, its impact was widespread. More than 4.4 million consumers had sensitive personal information exposed, including names, unredacted Social Security numbers, dates of birth, billing addresses, and contact details. […]
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Insights

Understanding UnitedHealthcare’s New Gold-Card Program: 5 Key Facts Providers Need to Know

Understanding UnitedHealthcare’s New Gold-Card Program: 5 Key Facts Providers Need to Know
October 2, 2024
UnitedHealthcare’s national prior authorization gold-card program went into effect Oct. 1.  Five things to know:  1. Providers will not have to apply for the gold-card program but must meet certain eligibility requirements:  2. Providers that earn gold-card status are required to complete advance notification for services, but no clinical information will be requested.  3. The full gold-card-eligible […]
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Business Tips, Insights

Navigating the Digital Storm: Understanding Cybersecurity and Insurance in Light of Recent Global Disruptions

Navigating the Digital Storm: Understanding Cybersecurity and Insurance in Light of Recent Global Disruptions
July 19, 2024
Navigating the Digital Storm: Understanding Cybersecurity and Insurance in Light of Recent Global Disruptions On July 19th, 2024, a widespread technology outage unleashed chaos globally, grounding flights, disrupting banking operations, and knocking media outlets off air. This massive disruption, affecting companies and services worldwide, has starkly highlighted our dependence on software from a handful of […]
Cyber Security
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Insights

Real Estate Property Insurance in the United States: The Hard Market and Capacity Crisis Amidst Increasing Catastrophic Events

Real Estate Property Insurance in the United States: The Hard Market and Capacity Crisis Amidst Increasing Catastrophic Events
July 28, 2023
Introduction: The real estate market in the United States has seen significant growth in recent years, leading to a surge in demand for property insurance coverage. However, this surge has coincided with a challenging period for insurance companies, marked by a hard market and a capacity crisis. The confluence of catastrophic events, such as Hurricane […]
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Insights

Understanding the Distinctions Between Level Funding and Fully Insured Medical Contracts: A Comprehensive Guide by Blanket Risk Management

Understanding the Distinctions Between Level Funding and Fully Insured Medical Contracts: A Comprehensive Guide by Blanket Risk Management
July 28, 2023
Introduction: In the world of employee benefits and healthcare coverage, businesses often seek the most cost-effective and risk-mitigating options. Two common choices for employers are level funding and fully insured medical contracts. These options provide different approaches to financing and managing healthcare benefits for employees. In this article, we will delve into the key differences […]
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